best home loan in the USA

OUR PRODUCTS

CONVENTIONAL LOAN

A conventional loan is a non-government-backed mortgage requiring higher credit scores and down payments.

FHA/VA LOAN

FHA and VA loans: government-backed mortgages, lower down payments for buyers to buy (FHA) and veterans (VA).

DSCR 1-4 UNITS LOAN

The Debt Service Coverage Ratio (DSCR) for 1-4 unit loans assesses the property's ability to cover its debt obligations, commonly requiring a ratio above 1.

DSCR 5-8 UNITS LOAN

The Debt Service Coverage Ratio (DSCR) for 5-8 unit loans evaluates the property's capacity to meet its debt obligations, typically necessitating a ratio above 1 to demonstrate financial viability.

FOREIGN LOAN

Foreign loans are funds borrowed by a country from international sources for purposes like infrastructure or economic development, subject to negotiated terms and repayment agreements.

ITIN LOAN

An ITIN loan is a mortgage option for individuals with an Individual Taxpayer Identification Number (ITIN), allowing non-U.S. citizens to finance a home purchase in the United States.

INTEREST ONLY LOAN

An interest-only loan is a mortgage where the borrower pays only the interest for a specified period, typically the initial years, without reducing the principal balance of loan.

CONSTRUCTION LOAN

A construction loan is a short-term financing option that provides funds for building or renovating a property, with disbursements made in stages as the construction progresses.

BANK STATEMENT LOAN

Bank statements loans assess eligibility using bank statements instead of traditional income documents, often aiding self-employed or unconventional income earners.